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Get Protected with Artisan Contractor Insurance in Arvada

Get Protected with Artisan Contractor Insurance in Arvada

Finding affordable artisan contractor insurance in Arvada comes down to one specific requirement: finding a reliable agent who’ll do all the research, rate and discount negotiation and then arrange the policy for you, simply and without fuss.

That’s exactly the approach of the Trust Hall Insurance team. Bring your artisan insurance requirements to us, and then get on with running your business.

What is Artisan Contractor Insurance?

What is Artisan Contractor Insurance?

You may think of yourself as being a specialist or casual contractor, a tradesperson or another term that means the same thing — providing a skilled individual service in repair, installation, remodeling, improvement or construction for residential and business needs.

For example, these would include plumbers, electricians, landscapers and arborists, carpenters and woodworkers, painters and decorators, metal workers, tilers, cleaners, interior designers and odd-jobbers.

In simple terms, Trust Hall’s Arvada artisan contractor insurance provides the protection you need against the cost of being held liable for the risks that go with your job.

Artisan Contractor Liability Insurance in Arvada

Artisan Contractor Liability Insurance in Arvada

This is the main strand of your artisan contractor’s insurance. In most (but not all) cases, it’s not mandatory but, bearing in mind the potential financial implications of being uninsured, it’d be very unwise not to have it.

Furthermore, your client may require it. So might a main contractor if you’re working as a subcontractor.

Liability insurance includes coverage of defense costs, judgments and settlements and other associated expenses up to limits specified in the policy. Medical costs may also be included, regardless of who is actually at fault.

Depending on your type of business, coverage can include liability for:

  • Damage you cause to your client’s property
  • Personal injury to your client or others while you’re working
  • Damage to someone’s reputation (defamation or libel) in an advertisement
  • Negligence or errors in the performance of your job
  • Pollution that you cause
  • Professional advice or guidance you provide
  • Defects in materials you use
  • Claims arising after completed operations

Standard liability limits range between $1m and $5m, but these limits can be increased via an excess liability endorsement or a low-cost umbrella insurance policy.

Other Insurance Options for Arvada Artisan Contactors

Other Insurance Options for Arvada Artisan Contactors

If you have an artisan contracting business, you will almost certainly need additional insurance protection for things like your commercial vehicles, your tools and equipment, your business premises and perhaps employees (workers comp is a legal requirement).

Trust Hall can provide information and competitive quotes for all of these coverages and more.

Why Trust Hall for Your Artisan Contractor Insurance in Arvada

When you run a specialist artisan business, you know how important it is to be able to offer first-class skills.

It’s the same with insurance. You want an agent with the same expertise in insurance as you have in your business area. That would be Trust Hall. That’s because:

  • We’re independent agents, working with multiple insurers so you get a price-competitive policy that’s customized to your needs.
  • We’re fully experienced in understanding and dealing with the needs of Arvada businesses. We can advise on both the type and level of coverage that’s right for you.
  • We can provide information and advice on managing risk in your business.
  • We’re right here in town, with great customer service, to answer your questions and provide support if you need to file a claim.
  • We respond quickly if a job or main contractor requires a specific type of coverage you don’t already have.

Let’s Get You Covered!

We can provide fast, no-obligation, free quotes on your Arvada artisan contractor insurance and other related protection. And we’ll get you covered smoothly and with the same speed when you’re ready. All you have to do is pick up the phone or use this page to get the ball rolling.